assumption that “this bad debt”, could really be wrong. Right debt is bad, when we owe too much, only for consumptive purposes. But if the debt is used by us to do business or the business, the assumption of debt is bad is wrong. I agree, if we have personal debts, should be adjusted to the capabilities. Do many-many. And make sure that our debts are paid.

In business, when our business started to grow, certainly in dire need additional working capital or investment. If we want to get ahead, then the loan for business is not an issue, it is very necessary. Origin we can use it properly, it will actually make our businesses more developed.

Many ways to get a loan. For example through the bank. But the bank in providing loans must have seen our credibility. If we are good business, why are we afraid of debt. Due to the added capital, then our business will be better. So, with the development of our business, its positive impact can create new jobs.

Working capital loans are a form of debt that can be utilized. And we use that capital can continue, because the system account statement, which we pay interest on the loan balance that we use. Each maturity can be extended. Even if our business further forward, then we can apply for additional loans again as needed. What is important in debt is not an iota of thought or intention not to pay. We must have good intentions to keep an agreement with the bank credit agreement.

KTA needs to know, part of the Bank itself in its operation are always collected funds. Both functions must be balanced. In lending, the Bank itself expects stronger profit for the smooth operation and improving the welfare of employees, as well as the development bank itself. As for us who use credit so that the business grew, then its positive impact, the welfare of employees will increase. This is where the need, the banks and entrepreneurs mutual cooperation, mutual support.